9/1/2025, 11:26:03 am

Personal Loan: Tips to secure a personal loan with Rs 20,000 salary

Here is the summary, With a monthly income of Rs 20,000, getting a personal loan is possible, despite banks and NBFCs preferring higher salary brackets. Eligibility criteria include a credit score above 700, minimum work experience, and Indian nationality, with interest rates starting at 12% per annum.