The article lists top banks offering high fixed deposit (FD) rates. HDFC Bank offers 7.25% for general citizens and 7.77% for senior citizens. ICICI Bank provides 7.25% and 7.85%, while Kotak Mahindra Bank offers 7.4% and 7.9%. Federal Bank gives 7.5% and 8%, with Bank of Baroda and Union Bank of India offering slightly lower rates. FD income is taxable, impacting returns.

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