2/1/2026, 9:53:01 pm

NHB flags slow PMAY 2.0 fund disbursement, urges finance firms to act

The National Housing Bank (NHB) is pushing HFCs to increase disbursements under PMAY 2.0, citing slower-than-expected pace. Over 1.8 million potential beneficiaries have been identified, but lenders view the segment as high-risk and ticket sizes too small for material balance-sheet growth, making viability and asset quality a challenge. The maximum eligible loan is capped at Rs 25 lakh.