5/8/2024, 1:59:03 pm

How does MCC affect your credit card transactions and reward points?

Merchant category code (MCC) plays a crucial role in determining what fee or MDR you pay and the rewards points you earn from credit card transactions. A wrong MCC can result in higher MDR and lower reward points. MCC is a four-digit number used by credit card companies to streamline products and services offered by businesses, influencing MDR.