16/4/2025, 11:18:04 am

Can you increase your personal loan amount after approval?

A personal loan top-up allows borrowers to increase their existing loan amount without a new application, offering additional funds for unforeseen expenses. Eligibility is reassessed, and the process involves submitting a request, possible fees, and revised terms. Through platforms like Moneycontrol, borrowers can access top-up loans up to ₹50 lakhs with interest rates starting at 10.5% per annum.