30/4/2025, 3:46:02 pm

Best money market account rates today, April 30, 2025

Money market account rates remain elevated but are declining due to Fed rate cuts. The national average is 0.62%, while top rates exceed 4% APY. With expected further cuts in 2025, now may be the last chance to secure higher rates. MMAs offer a safe, liquid option for short-term savings, with Quontic Bank currently offering the highest rate at 4.75%.